ALL PLANS ARE NOT THE SAME … CHOOSE THE RIGHT PLAN FOR YOU!
The best time to buy a Medigap policy is during your Medigap Open Enrollment Period. This period lasts for 6 months and begins on the first day of the month in which you’re both 65 or older and enrolled in Medicare Part B (Medical Insurance) … During this period, an insurance company can’t use medical underwriting.
If you apply during your Medigap Open Enrollment Period, you can buy any Medigap policy the company sells even if you have health problems, for the same price as people with good health.
If you buy a Medigap policy during your Medigap Open Enrollment Period or provide evidence that you’re entitled to a guaranteed issue right, the insurance company can’t use any medical answers you give to deny you a Medigap policy or change the price.
Part A – is Hospital Insurance.
Part B – is Medical Insurance.
Part C – is also known as Medicare Advantage.
Part D – is Medicare Prescription Drug Coverage and helps cover the cost of prescription drugs.
There are several parts to consider when making your health care insurance choices. We can help you better understand Medicare and how it should work for you. Let us help you choose the right plan!
We can also help you shop for your Medicare Part D, PDP (Prescription Drug Plan).